Most wealth management apps focus primarily on tracking stock portfolios and net worth dashboards.
Passbook is built differently—focusing on complete family context, hardware-backed privacy, and user control.
Here is how Passbook compares.
More than just investment tracking
Investment tracking apps focus almost exclusively on your stock market or mutual fund portfolio.
Passbook brings together your entire financial picture—investments, non-financial assets, real estate, loans, EMIs, and insurance—alongside the supporting documents, passwords, and notes your family needs.
A property or policy is more than just a number on a graph; it comes with deeds, terms, and context that your family needs to access.
Privacy by architecture, not just policy
Your financial portfolio data never passes through Passbook's servers, and there is no central database holding your records.
Your database is encrypted locally on your device and backed up directly to your personal Google Drive.
The web app retrieves your encrypted backup directly from Google Drive and decrypts it in your browser.
Privacy does not depend on our promise not to look at your data—the architecture ensures we cannot access it in the first place.
Built around how families actually manage money
In most households, one person manages investments, tracks insurance, and holds important records.
Passbook is designed around this reality: one person can organize the family's financial life and share access securely.
Family members can view records through the browser via encrypted copies synced to their own Google Drive, without needing the desktop app installed. Access remains fully under your control and can be revoked at any time.
You decide what enters your financial records
Passbook does not ask you to hand over your PAN or bank OTPs to a central service to aggregate your financial life. You choose what information to bring into Passbook.
You can add records manually or use supported local workflows—like importing mutual fund CAS statements or depository holdings—keeping you in complete control of your financial footprint.
What does this mean for you?
Passbook is not just another portfolio tracker. It is designed to give you a complete, private vault for your family's finances and records without sacrificing convenience across your devices.
You get the automation and clarity of a modern app while keeping full ownership and control of your financial data.